Bank Financing
Flexible Solar Financing, Backed by Trusted Financial Partners
At Solarise Energies, we understand that every customer has different financial preferences. While many clients choose our zero upfront investment model, others prefer to own their solar power system from day one. To support this, we have partnered with leading banks and financial institutions to offer flexible and attractive solar financing solutions.
Our financing options are designed to reduce initial financial burden while allowing customers to benefit from the strong returns that solar power delivers.
Premium 0% EMI Financing (Up to 6 Months)
For eligible customers, Solarise Energies offers a premium short-term financing solution through our partner banks. Under this option, clients can avail 0% EMI for up to 6 months, allowing them to install a solar power system immediately without immediate repayment pressure.
This facility is subject to the client’s financial profile, credit assessment, and bank approval. It is ideally suited for customers who want immediate installation while managing short-term cash flow efficiently.
Long-Term Solar Loans (10%–16% Interest)
In addition to short-term financing, Solarise Energies has partnered with multiple banks and financing companies to offer longer-term solar loans with interest rates typically ranging between 10% and 16% per annum, depending on the lender and the customer’s financials.
These loans are structured to provide comfortable monthly repayments, making solar adoption accessible without large upfront capital expenditure.
Why Financing Solar Still Makes Strong Financial Sense
Solar power systems typically deliver returns of up to 30% per year, depending on electricity tariffs, usage patterns, and system size. Even when financed through loans with interest rates in the 10%–16% range, solar remains a highly profitable investment.
In most cases, the savings generated from reduced electricity bills significantly offset the EMI payments, allowing customers to achieve positive cash flow while building a long-term energy asset.
End-to-End Support by Solarise Energies
Solarise Energies assists clients throughout the financing process, including:
- Loan option evaluation
- Coordination with partner banks and financial institutions
- Documentation and approval support
- Seamless integration of financing with solar installation
Our goal is to ensure that financing does not become a barrier to adopting clean, cost-effective solar energy.
Frequently Asked Questions – Bank Financing
Who is eligible for solar financing through Solarise Energies?
Eligibility depends on the client’s financial profile, credit history, income stability, and bank-specific criteria. Solarise Energies assists in evaluating eligibility and coordinating with partner banks to identify the most suitable financing option.
What is the 0% EMI for 6 months option?
The 0% EMI option is a premium short-term financing facility offered through select partner banks. Eligible customers can install a solar power system immediately and defer EMI payments for up to six months at zero interest. This option is subject to financial assessment and bank approval.
Are all customers eligible for 0% EMI financing?
No. The 0% EMI option is offered only to customers who meet specific financial and credit criteria set by partner banks. Availability depends on factors such as credit score, income, and banking relationship.
What are the interest rates for long-term solar loans?
Long-term solar loans typically carry interest rates in the range of 10% to 16% per annum, depending on the lending institution, loan tenure, and the customer’s financial profile.
Is solar still financially viable when financed through loans?
Yes. Solar power systems can generate returns of up to 30% per year, depending on electricity tariffs and consumption. Even after accounting for loan interest, most customers experience net savings and long-term financial benefits.
Will my monthly EMI be offset by solar savings?
In many cases, yes. The reduction in electricity bills often offsets a significant portion of the EMI, helping customers achieve near-neutral or positive cash flow while repaying the loan.
Can I prepay or foreclose my solar loan?
Prepayment and foreclosure terms depend on the specific bank or financial institution. Solarise Energies helps clients understand lender-specific terms before finalizing the loan.
Does Solarise Energies charge extra for arranging financing?
No. Solarise Energies provides financing assistance as part of its service, helping clients navigate bank options, documentation, and approvals without hidden charges.
Will financing delay the solar installation?
No. Once financing approval is in place, installation timelines remain the same. Solarise Energies coordinates financing and project execution to ensure a smooth and timely installation.
Can I choose bank financing instead of the zero upfront investment model?
Yes. Customers can choose between zero upfront investment, short-term 0% EMI financing, or long-term bank loans, based on their financial preferences and business objectives.
What happens after the loan is fully repaid?
Once the loan is repaid, the solar power system continues to generate electricity at minimal operating costs, allowing you to benefit from clean, low-cost energy for the remaining life of the system.
How do I get started with bank financing?
Contact Solarise Energies for a consultation. Our team will evaluate your requirements, explain available financing options, and assist you through the application and approval process.
Choose the Right Path to Solar Ownership
Whether you prefer zero upfront investment, short-term 0% EMI, or long-term bank financing, Solarise Energies offers a solution tailored to your financial needs.
Contact us today to explore financing options and find the most suitable path to solar ownership.